Home Buying Tips

February 3, 2009
home inspection report spring texas

Buying your first home – Step 7: the Home Inspection

You have your first home under contract and you are in the option period, it is now time to get the home inspected.  Even though you have 7 to 10 days depending upon the length of your Option Period to get your Spring Texas home inspected, you want to schedule them as soon as possible.  […]
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February 3, 2009
Tax deductions on a home

What are the tax benefits of owning a home?

When discussing the financial benefits of owning a Spring Texas home, the majority of people understand the concept of building equity. And why building equity in a home is a smarter financial decision than paying rent. Possibly the building equity concept is understood because the majority of people have prior experience building equity […]
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February 1, 2009

Buying your first home – Step 8: Insurance

Unless you are paying cash for the home, your mortgage lender is going to require the home be insured. The cost to insure your Spring Texas home varies from insurance company to insurance company. Sometimes the difference between the insurance companies rates are so significant that you wonder just what it is you are […]
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January 30, 2009
real estate survey texas

Buying your first home – Step 9: Survey and Appraisal

Survey – shows if the home is within the property borders, whether there are any encroachments on the property by its neighbors, and the location of any easements.  Your Spring Texas real estate contract specifies whether you as the buyer of the home or the sellers will pay for the survey. The survey which […]
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January 27, 2009
spring texas deed restrictions

Buying your first home – Step 10: deed restrictions and title commitment

We are nearing the end of the series but we are not quite there yet as we have a couple more important steps to discuss on the way to home ownership. Deed Restrictions: There are very few Spring Texas neighborhoods that do not have deed restrictions. There is a high probability the […]
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January 27, 2009
what's a home warranty

Buying your first home – Step 11: Home Warranty

We only have a few more steps to go before we get to the much anticipated closing day.  What is a home warranty? Not to be confused with home owners insurance, a home warranty sometimes referred to as a residential service contract provides a level of protection for the internal systems of […]
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January 24, 2009
what do you do on closing day of a home in spring texas

Buying your first home – Step 12: final walk

We are counting down the final remaining days before what will become one of the most anticipated and cherished days of your life (Closing Day).  We are not done yet though because there are still things that need to be done before you can close on your first Spring Texas home. Final Loan Conditions: […]
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